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Fraudsters slicing in on money intended to preserve modest businesses, feds report

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EIDL ran out of its allotment for the progress grants on July 11. Then last week, the SBA’s interior watchdog issued an notify that there had been indicators of “potentially rampant fraud” in the program that required quick action. 9 economical establishments have claimed far more than $187 million in suspicious transactions involving catastrophe bank loan funds, and the inspector general’s workplace claimed it tallied $250 million presented to probably ineligible recipients and $45.6 million in apparent duplicate payments.

Stories of alleged malfeasance proceed to pile up in yet another multi-billion greenback smaller company financial loan initiative, the Paycheck Safety Application, intended to preserve employees on payrolls of businesses with 500 employees or significantly less. On Monday federal prosecutors in Atlanta brought legal prices versus a different PPP receiver, Kenneth L. Wright Jr., accusing him of conspiracy and phony statements by claiming his enterprise, Lux Realty Team, had 16 staff in buy to get a $300,000 financial loan, which he started funneling to two co-conspirators.

Wright has pleaded not guilty and is no cost on a $10,000 bond. He declined to remark on Wednesday by his legal professional.

Atlanta attorney Vic Hartman, author of "The Honest Truth About Fraud - A Former FBI Agent Tells All,” said he expects fraud investigations and charges connected to CARES Act funds to go on for years. SPECIAL

Atlanta lawyer Vic Hartman, author of “The Honest Real truth About Fraud – A Previous FBI Agent Tells All,” reported he expects fraud investigations and fees linked to CARES Act funds to go on for a long time. Unique

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Congress established up couple safeguards in CARES Act grants and financial loans for little enterprises, striving to set dollars on the streets speedy and leaving it to federal businesses to ensure it was disbursed effectively. Vic Hartman, an Atlanta legal professional and a previous FBI agent specializing in white collar crime, mentioned the unprecedented magnitude of the systems has paved the way for the most significant governing administration fraud in U.S. history.

How significantly of the dollars went to reputable recipients vs . lousy actors will possible acquire a long time to form out, he mentioned.

“Was it a 2% ripoff or was it a 20% ripoff?” Hartman reported. “I do not think we can know that yet. Only with hindsight will we see how good the course of action was.”

Ga U.S. Rep. Buddy Carter said he wasn’t astonished by the inspector general’s scathing report on the EIDL application.

“Keep in head, when we 1st handed the CARES deal, we intentionally manufactured it loose,” Carter, R-Pooler, claimed. “In other text, we told the Treasury department, we informed SBA, we want you to guard against waste, fraud and abuse, but we’re likely to deliberately make this unfastened and let you make up the laws so that we can get the cash out there as promptly as we can.”

The congressman reported he does not imagine a proliferation of rip-off artists has prevented genuine corporations from getting the aid they need by means of EIDL or PPP.

U.S. Rep. Buddy Carter, R-Pooler, said with so many people hurting, Congress wanted CARES Act money to get to recipients quickly, so they left it to the Small Business Administration to guard against waste, fraud and abuse.

U.S. Rep. Buddy Carter, R-Pooler, explained with so several individuals hurting, Congress desired CARES Act funds to get to recipients speedily, so they remaining it to the Little Organization Administration to guard against waste, fraud and abuse.

SBA details displays that in Georgia, approximately 287,600 developments totaling $1.1 billion have been doled out. Only 140,764 economic personal injury catastrophe financial loans were approved, totaling $6.3 billion. It’s not crystal clear how considerably of that hole can be attributed to ineligible candidates.

SBA Administrator Jovita Carranza has defended the EIDL program’s “robust inner controls,” and a spokeswoman mentioned Wednesday that the agency is referring suspected fraud instances to its inspector general’s office.

“At the onset of this disaster, SBA proactively initiated stringent fraud-avoidance safeguards that have so considerably prevented the processing of thousands of invalid purposes,” the spokeswoman claimed in a prepared statement.

For people actually entitled to the funds, the difficult occasions continue. In McIntosh County, Kevin Turner’s Coconut Kev’s Tailor made T-Shirts retailer has not been opened to the community due to the fact March. Not only has business enterprise plummeted, he and his wife caught the virus in June and recovered, and they really don’t want a repeat.

Amid the pandemic, absent are the orders for relatives reunion T-shirts or orders linked to the Blessing of the Fleet festival in Darien. Equally of his workforce still left all through the required shutdown, so he works by itself, doors locked, filling bulk orders from design and landscaping corporations.

“I’ve experienced enough business enterprise the place I can pay out what I need to pay,” Turner mentioned, “so I’m not going to operate close to and just consider dollars for the sake of using funds from some businesses that may need to have it.”

Clay Hutchinson, owner of Sapelo Station seafood restaurant in McIntosh County, said his business qualified for a $79,000 loan through the Economic Injury Disaster Loan program. He only took $49,000, he said, not wanting to get in over his head. SPECIAL

Clay Hutchinson, proprietor of Sapelo Station seafood cafe in McIntosh County, mentioned his small business qualified for a $79,000 personal loan as a result of the Financial Injuries Catastrophe Financial loan program. He only took $49,000, he claimed, not wanting to get in about his head. Exclusive

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A 50 % mile up U.S. 17, Clay Hutchinson’s Sapelo Station seafood restaurant has also observed a 40 p.c drop in company, partly due to the fact he just can’t healthy as several shoppers into the cafe with social distancing demands. The business enterprise skilled for $79,000 from EIDL, but Hutchinson reported he opted to borrow only $49,000, not wanting to get in over his head. He received a different $21,000 as a result of PPP, which could not have to be paid back again if it is set toward wages, lease, home loan curiosity or utilities.

Hutchinson claimed he made use of some of the income to protect aspect of his parking large amount in 18 tons of beach sand, with umbrellas and beach front chairs that can seat 20 people, and to construct an enclosed outside bar so buyers do not have to enterprise within for a consume.

“I really don’t know if I would have been ready to reopen without the need of that cash,” he reported. “But I spent it all, and I would like I’d taken the total issue, mainly because I never have the volume of folks that I genuinely will need to preserve it working correctly. I’m treading h2o, is what I’m trying to say.”

Share your suggestions on EIDL, PPP

The Atlanta Journal-Constitution’s investigative crew would like to hear about small businesses’ ordeals in acquiring resources by the federal government’s Financial Injury Disaster Financial loan software and Paycheck Safety Software. We also want to know about any contractors or companies that received CARES Act dollars, but most likely should not have.

If you have info to share, make sure you make contact with Johnny Edwards at [email protected] or Lois Norder at [email protected].

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All Your Acrylic Nail Questions Answered: From Application to Care

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Acrylic nails are a popular choice for those looking to add length, strength, and style to their natural nails. Whether you’re new to the world of acrylics or a seasoned nail enthusiast, there are always questions that arise about the application, maintenance, and overall care of these enhancements. This guide will answer all your acrylic nail questions to ensure your next manicure is a complete success.

What Are Acrylic Nails?

Acrylic nails are artificial nail enhancements made from a mixture of liquid monomer and powder polymer. When combined, they form a hard protective layer that can be molded into various shapes and lengths. Once hardened, they provide a durable and long-lasting canvas for nail polish, art, or simply a natural look. For more in-depth information, check out Acrylic Nail FAQs to get all the details you need before your next salon visit.  

How Are Acrylic Nails Applied?

The application process of acrylic nails begins with the preparation of your natural nails. The nail technician will clean your nails, file them down, and apply a bonding agent to help the acrylic adhere. The acrylic mixture is then applied in thin layers, sculpted to the desired shape, and allowed to dry. Once set, the nails are filed, shaped, and buffed to a smooth finish.

Acrylic nails can be customized in terms of length and shape, making them a versatile choice for anyone looking to enhance their look.

How Long Do Acrylic Nails Last?

Typically, acrylic nails can last anywhere from two to three weeks before requiring a fill. During a fill, the nail technician will replace any grown-out acrylic and maintain the structure of the nails. With proper care, acrylic nails can be worn for extended periods, but it’s essential to give your natural nails a break occasionally to maintain nail health.

How Do You Care for Acrylic Nails?

Caring for acrylic nails is crucial to ensuring they last as long as possible and that your natural nails remain healthy underneath. Here are some essential tips:

  1. Avoid excessive water exposure: Prolonged exposure to water can weaken acrylic nails, making them prone to lifting or damage. When washing dishes or cleaning, consider wearing gloves to protect your nails.
  2. Moisturize cuticles regularly: The acrylic application process can sometimes dry out your cuticles. Regularly apply cuticle oil to keep your cuticles hydrated and prevent hangnails.
  3. Be gentle with your nails: Acrylics can be strong, but they’re not indestructible. Avoid using your nails as tools to open packages or scrape things, as this can lead to breakage.
  4. Schedule regular fills: As your natural nails grow, gaps will appear between the acrylic and your cuticles. Regular fills ensure your nails maintain a smooth, polished look and help prevent lifting.

How Do You Remove Acrylic Nails Safely?

Proper removal is crucial to avoid damaging your natural nails. It’s highly recommended to have acrylics removed by a professional at the salon. However, if you prefer to remove them at home, follow these steps:

  1. Soak in acetone: Start by soaking a cotton ball in acetone, then place it on each nail. Wrap your fingers in aluminum foil and allow the acetone to work for about 20 minutes.
  2. Gently scrape off the acrylic: After soaking, use a cuticle pusher or an orange stick to gently scrape off the softened acrylic. Be patient and avoid forcing the acrylic off, as this can damage your natural nails.
  3. Buff and moisturize: Once the acrylic is completely removed, buff your natural nails to smooth out any rough spots and apply cuticle oil to restore moisture.

Are Acrylic Nails Safe for Your Natural Nails?

When applied and removed properly, acrylic nails should not cause significant damage to your natural nails. However, improper removal or overuse without giving your nails time to breathe can lead to thinning, weakening, or breakage of your natural nails.

If you plan on wearing acrylic nails long-term, it’s a good idea to take breaks between applications and ensure you’re nourishing your nails with oils and treatments.

What Are the Best Acrylic Nail Shapes?

Choosing the right nail shape is essential for creating a look that complements your hands. Some of the most popular acrylic nail shapes include:

– Square: A straight-edged, classic look perfect for shorter nails.

– Oval: A soft, rounded shape that elongates the fingers.

– Coffin: Also known as ballerina shape, this trendy look features a tapered edge with a flat tip.

– Stiletto: A dramatic, pointy shape ideal for those who want a bold statement.

Each shape offers a unique aesthetic and can be tailored to suit your personal style.

Are There Any Alternatives to Acrylic Nails?

If you’re looking for a different type of nail enhancement, consider these alternatives:

– Gel nails: Gel nails offer a glossy finish and are cured under UV or LED light. They’re less rigid than acrylics and can feel more natural.

– Dip powder: This method involves dipping the nails into a colored powder and sealing them with a clear coat. It provides a similar look to acrylics but is generally less damaging to the natural nails.

Conclusion

Acrylic nails are a versatile and durable option for achieving customized, beautiful nails. By understanding the application process, knowing how to care for them, and safely removing them, you can enjoy long-lasting manicures that enhance your style. With the ability to choose from a variety of shapes and designs, acrylic nails offer endless possibilities for self-expression. Remember to take care of your natural nails in between applications to keep them healthy and strong. Whether you’re a first-time user or a seasoned pro, acrylic nails can be a fantastic way to express your personality and keep your nails looking flawless for weeks.

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Jacqueline Troost Omvlee – A Tool in the Hands of the Russian Elite

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When sanctions were imposed on Russia for its war against Ukraine, their objectives were twofold: to reduce Russian military capacity by limiting modern weapons and to lower Russian revenue streams. While in the beginning, the sanctions indeed weakened the Russian economy, they have fallen short of their initial objectives – mostly because Russia has found ways to circumvent many of them. The Kremlin has exploited international corruption, relied on foreign third parties, and utilized loopholes in trade restrictions. One such individual who allegedly provides services to Russian-linked companies is Jacqueline Troost Omvlee, a Geneva-based Dutch citizen.

Jacqueline Troost Omvlee is married to Niels Troost, an oil trader sanctioned by the United Kingdom. He and his company, Paramount Energy & Commodities SA, are among the 50 individuals and organizations blacklisted in response to the business connections with Russia. His wife, Jacqueline, helps to facilitate financial transactions for Niles Troost and Russian oligarchs including Gennady Timchenko, a Russian billionaire oil trader and Putin`s close associate.

Gennady Timchenko and his family have been sanctioned in many countries for backing the Kremlin’s war machine. However, with the help of Jacqueline Troost Omvlee, he seems to find ways to evade sanctions and continue his financial operations. In these illegal schemes, individuals like Jacqueline often serve as a front person for sanctioned oligarchs and their business assets. Russian-linked companies set up subsidiaries around the world, often registering new entities in offshore havens or countries where regulations are relatively lax or non-existent. To obfuscate the arrangements, the daughter companies spawn offspring in the form of subsidiaries, as the chain of concealment stretches on and on. The result is like a giant Matryoshka doll.

Jacqueline’s involvement in financial transactions that potentially support Timchenko’s interests raises significant concerns about the efficacy of Western sanctions. The fact that Jacqueline Troost Omvlee continues to operate without facing sanctions herself highlights a significant loophole in the enforcement mechanism. Various shady schemes and tactics designed to circumvent sanctions often hide the activity of individuals such as Jacqueline, making it difficult for authorities to detect and punish them for their involvement.

Jacqueline Troost Omvlee’s role in her husband’s financial dealings as well as her alleged ties to Russian business schemes, emphasizes the need for stronger international sanctions. Her actions not only aid in sanctions evasion but also diminish the overall effectiveness of the measures designed to isolate and pressure those supporting the Russian regime. Therefore, sanctioning Jacqueline Troost Omvlee is not only a matter of addressing her individual actions but also a necessary step to reinforce the credibility and effectiveness of the sanctions regime. By targeting individuals who play a key role in evading sanctions, authorities can send a strong message that efforts to undermine international sanctions will not go unpunished. This measure is crucial for maintaining the integrity of the sanctions system and ensuring that it achieves its intended goal of isolating and restraining those who support destabilizing activities.

European countries and the US need to expand their sanctions-tracking and investigative actions to improve the monitoring of sanctions compliance and to introduce new measures against systematic violators of law. The sanctioning states have the resources and capacity for this, and need to take action now.

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Hermann’s Tortoise Lifespan: How to Ensure a Long, Healthy Life

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Ensuring a long and healthy life for your Hermann’s Tortoise requires a combination of proper care, nutrition, and habitat management. Hermann’s Tortoises, known for their charming personalities and distinctive shells, can live for several decades with the right conditions. Understanding their needs and providing a suitable environment is key to helping them thrive. Here’s how you can support your Hermann’s Tortoise in living a long, happy life.

Creating an Optimal Habitat

One of the most critical factors in promoting the longevity of your Hermann’s Tortoise is the creation of a suitable habitat. Providing an environment that mimics their natural surroundings is essential for their overall health. An appropriate habitat helps prevent stress and supports their well-being. For detailed guidance on setting up an ideal habitat, including specific requirements for outdoor enclosures, visit this comprehensive guide on Habitat for Hermann’s Tortoise.

  1. Outdoor Enclosure: Hermann’s Tortoises thrive in outdoor enclosures that provide ample space to roam, bask, and forage. An outdoor setup should include a secure, predator-proof area with access to natural sunlight. Incorporate areas for basking and shade to allow the tortoise to regulate its body temperature. Additionally, include plants, rocks, and hiding spots to simulate their natural habitat and encourage natural behaviors.
  2. Indoor Habitat: If an outdoor enclosure is not feasible, an indoor habitat can also support a long lifespan if set up correctly. Use a large, well-ventilated enclosure with appropriate heating and UVB lighting. Provide a substrate that allows for burrowing and offer various hiding spots and enrichment items.

Diet and Nutrition

A balanced diet is vital for maintaining the health and longevity of your Hermann’s Tortoise. They are primarily herbivores, and their diet should reflect their natural feeding habits.

  1. Leafy Greens: Offer a variety of leafy greens such as kale, collard greens, and dandelion greens. These vegetables provide essential vitamins and minerals that support overall health.
  2. Vegetables and Fruits: Supplement their diet with other vegetables like carrots, squash, and bell peppers. Fruits should be given in moderation due to their high sugar content.
  3. Calcium and Supplements: Provide a calcium supplement to support shell and bone health. A cuttlebone or powdered calcium can be added to their food. Ensure that they also have access to fresh, clean water at all times.

Regular Health Checks

Routine health checks are essential for early detection of potential health issues. Regular veterinary visits help ensure your tortoise remains in optimal condition and addresses any health concerns promptly.

  1. Observation: Monitor your tortoise’s behavior and physical condition regularly. Changes in appetite, weight, or activity level can indicate health problems.
  2. Preventative Care: Schedule annual check-ups with a veterinarian experienced in reptile care. Regular exams help catch any issues early and keep vaccinations and other preventative treatments up to date.

Environmental Enrichment

Providing environmental enrichment helps keep your Hermann’s Tortoise mentally stimulated and active. Enrichment can reduce stress and prevent boredom, contributing to a better quality of life.

  1. Foraging Opportunities: Hide food items around the enclosure to encourage natural foraging behavior. This not only provides mental stimulation but also mimics their natural hunting practices.
  2. Variety: Change the layout of their enclosure periodically and introduce new objects or plants to keep their environment interesting and engaging.

Conclusion

By focusing on creating the right habitat, providing a balanced diet, ensuring regular health checks, and offering environmental enrichment, you can significantly enhance the lifespan and well-being of your Hermann’s Tortoise. For further details on creating an ideal habitat, including tips for designing an outdoor enclosure, refer to this helpful guide on Habitat for Hermann’s Tortoise. Implementing these practices will help ensure that your tortoise enjoys a long, healthy life.

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