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Anxiety to receive 125 euros brought down the “applications” of banks – Banca & Finanças

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Anxiety to receive 125 euros brought down the "applications" of banks - Banca & Finanças

The anxiety of thousands of taxpayers is the prime suspect in the phenomenon that brought down the mobile apps of several financial institutions for several hours. This belief is shared by several sources in the sector that Negosios contacted.

Thursday morning saw “unusual” peaks in mobile app hits from Caixa Geral de Depósitos, Novo Banco, Santander, Montepio and Banco CTT.

In some cases, more than five times the usual number of people wanting to access apps at the same time, Negosios knows. The concerted actions – but not intentional – of customers have caused several hours of unavailability of mobile phone applications and, to a lesser extent, some “homebanking” sites.

And why was there such a rapid increase in the number of applications? It’s impossible to know with 100% certainty – the reasons why they decide to open applications are known only to bank customers – but it’s hardly a coincidence that it happened on the same day that 500,000 taxpayers began to receive support in the amount of 125 euros from the state. face a general rise in prices.

“It was probably a worry to see if they had already received the transfer,” one of the sources says. “Of course it will be related to this fact,” notes another. “It shows what kind of country we have,” admits another, referring to the average salary of the population, which is lower than in other countries.

Banks contacted by Negosios during the day confirmed the difficulties he faced in the morning. However, Caixa Geral de Depósitos, Novo Banco, Santander, Montepio and Banco CTT did not name the reasons for this phenomenon.

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Among major banks, BKP and BPI did not feel the problem, and preferred not to comment.

There was no computer attack

The hypothesis is reinforced by the fact that all financial institutions have abandoned the hypothesis that this phenomenon was the result of a computer attack. Several sources in the market tell Negosios that it was a phenomenon of legitimate access to websites and “apps” – the problem was the number, not the nature or origin of the requests.

Returned to normal in the afternoon

After the problem was felt in the morning, by the afternoon it returned to normal. Officials at the main affected banks assured Negosios that normal operations had gradually been restored from lunchtime after morning peaks in volume.

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Economy

This house in the middle of a village in Braga costs 1.8 million (and even the maid’s room is luxurious)

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This house in the middle of a village in Braga costs 1.8 million (and even the maid's room is luxurious)

It has “only” four rooms, but it costs 1.8 million euros. The family home, located in União de Freguesias de Escudeiros e Pensamento, five minutes from the center of Braga, is the most expensive family property for sale at luxury real estate agency Engel&Volkers, but it comes with some “add-ons” that, for some of them, may worth the investment.

The villa is located on a plot of 3800 square meters (m2), has six rooms, four bedrooms, four bathrooms, a swimming pool, a “small grass football field and a vineyard plot”, parking, central heating, air conditioning and wooden floors.

According to Engel & Volkers, the increase in the cost of housing, in addition to the already described, is also “modern architecture, with highly detailed and refined finishes”, which fits into the policy of the agency, one of the main in the premium segment worldwide, which in 2020 earned about billion euros.

Photo: Engel & Volkers

Photo: Engel & Volkers

Photo: Engel & Volkers

Photo: Engel & Volkers

The ground floor has an entrance hall, a double living room separated by a fireplace, also double sided, overlooking the street, overlooking a small vineyard and with an outdoor pool.

The real estate agency also says that the house is surrounded by a “green and harmonious environment offering unique peace and privacy.”

Consulting the company’s website held this Saturday by O MINHO, and out of curiosity, managed to verify that there is an additional room on the first floor, also with luxurious touches, called the “maid’s room”. division into luxury villas that served to accommodate domestic workers without moving them to the owners’ sleeping area, although its existence is now common for people with less mobility.

Photo: Engel & Volkers

Photo: Engel & Volkers

Photo: Engel & Volkers

Photo: Engel & Volkers

Photo: Engel & Volkers

“On the same floor, we also have a large dining room, gym, kitchen with laundry room and maid’s room, as well as a garage for 2 cars,” emphasizes the real estate agency. On the ground floor, he adds, there are three “large suites” connected by a “shared balcony.”

Photo: Engel & Volkers

Photo: Engel & Volkers

Photo: Engel & Volkers

Photo: Engel & Volkers

Photo: Engel & Volkers

For those who are interested, and with a “full wallet”, a house “in the arms of nature, with enviable south exposure and complete privacy” is guaranteed.

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Economy

Bankers demand 6.25% pay rise at ‘breaking point’ and refuse further layoffs – ECO

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Bankers demand 6.25% pay rise at 'breaking point' and refuse further layoffs - ECO





Bankers demand 6.25% pay rise at ‘breaking point’ and refuse further layoffs – ECO































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Economy

Woman with fake belly caught smuggling hundreds of semiconductors (already worth 500 times more)

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Woman with fake belly caught smuggling hundreds of semiconductors (already worth 500 times more)

Sanctions and supply chain issues have created a parallel market in China, where these chips are sold for 500 times the market value.

Chinese customs officials caught a woman trying to smuggle semiconductors inside a prosthetic belly while pretending to be pregnant. This arrest sheds light on the reality of smuggling that has emerged in the world’s second-largest economy following the sanctions imposed by the United States of America.

According to bloomberg, a woman was caught by the authorities while trying to enter Zhuhai via Macau on November 25. According to customs authorities, the suspect had more than 202 processors and nine smartphones.

The woman came to the attention of the authorities when she was asked what month she was pregnant. “She said she was five or six months pregnant but she had a big belly that looked like she was in her third trimester,” Chinese officials explained.

The economic crisis caused by covid-19 and all the problems that have arisen in the supply chain have opened the door to the emergence of a black market in semiconductors in a country that needs these advanced chips to produce millions of products.

The situation has worsened recently as the Joe Biden administration tightened sanctions on China, focusing on developing advanced technologies, especially for military use.

According to the North American economic publication, the situation is so serious that the prices of these devices reach values ​​up to 500 times their market price, which creates ideal conditions for creating an entire parallel market with telecom operators and resellers.

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