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Cod recipe that combines ingredients that every home has

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Cod recipe that combines ingredients that every home has

FROMideas for dinner? Impossible to resist this spiritual cod recipe shared by 24Kitchen.

Learn how to make it with the help of Chef Filipa Gomes and enjoy1

Read also: It only takes you 20 minutes to cook these XL ravioli

Ingredients:
500 g soaked cod without skin and bones
1 liter of milk
2 carrots
1 large onion
olive oil
2 garlic cloves
1 bay leaf
50 g butter
50 g wheat flour
salt and pepper qb
nutmeg
2 dry chats
4 excited
qb island cheese
breadcrumbs

Preparation mode:
one- Turn on the oven at 180ºC.
2- Put the butter in a small saucepan, add the flour and let stand for a while.
3- Take 800 ml from a liter of hot milk and gradually add to the pan. Reserve the remaining 200 ml. Cook over medium heat, stirring.
four- Mix the dried chickpeas with the milk left aside and let it rest.
5- Peel and cut the onion.
6- Fry onion in oil and add bay leaf.
7- While frying, peel the carrots and grate them on a coarse grater.
eight- When the onion becomes translucent, add the minced garlic cloves using a crusher. Add carrots.
9- Fry a little and add chopped cod. Turn off after about five minutes.
ten- Add dried and crushed dry potatoes and mix well.
eleven- When the béchamel has thickened, season with salt, pepper and nutmeg and switch off.
12- Place the yolks in a bowl, season with a little bechamel and stir.
13- Place the yolks in a bechamel pan, stirring well so that the yolks do not cook.
fourteen- Remove the bay leaf from the cod and season with a little salt and pepper.
fifteen- Add half of the bechamel and mix well.
16- Place on a baking sheet, spread evenly and place the remaining bechamel on top. Sprinkle with island cheese and breadcrumbs.
17- Put in the oven for 15-20 minutes.

See also  Tesla Model Y will start shipping to Portugal in the next few days

Read also: Gluttony that doesn’t go away? This mug cake will not disappoint.

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Economy

Portugal Listed Company Not Reporting: “Auditors with Restricted Access to Objects” – Mercados

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Portugal Listed Company Not Reporting: "Auditors with Restricted Access to Objects" - Mercados

Three months before the end of fiscal year 2022, Reditus continues to not approve or release last year’s financials.

“Reditus – Sociedade Gestora de Participações Sociais, SA, hereby informs that the previously published restrictions remain, and for these reasons, until September 30, 2022, it could not approve and publish individual and aggregate results relating to 2021,” the statement reads. company submitted to the Securities Market Commission (CMVM) this Saturday, October 1.

“Because the auditors had limited access to the premises and verification procedures, they alerted Reditus management that closing the financial statements is particularly time-consuming and therefore the auditors must complete the audit,” he said. approves the technological led by Francisco Santa Ramos.

“And in fact, despite the efforts of Reditus, as well as its auditors, the surrounding context of the pandemic has thus caused significant disruption in the process of completing financial statements and disclosing them,” explains the company, whose main shareholder Miguel Pais do Amaral (24.74 %), followed by the Moreira Rato family (10.2%), according to information on its website.

“For these reasons, Reditus SGPS, SA. reports that it cannot meet the deadline for the publication of its individual and consolidated accounting documents, estimating – depending on the elements currently available – that this publication will be carried out in the month of October. 2022,” concludes the company, which ended 2020 with a loss of 1.06 million euros, comparable to a positive result of 49 thousand euros in the previous year.

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Economy

Is your loan reviewed in October? Get ready. Installment increase can be up to 45%

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Is your loan reviewed in October?  Get ready.  Installment increase can be up to 45%

Euribor rates rose sharply in September and will severely penalize those whose mortgages are renegotiated next month. View simulations

October should be a month of pleasant surprises for most Portuguese. Most of them will receive 125 euros in state support to cope with the effects of inflation. Those with children under the age of 24 will receive 50 euros for each child. And pensioners will receive a supplement equivalent to 50% of their pension.

But October has other surprises to consider financially. These are not at all positive. For many, gas and electricity prices will rise. And the Portuguese with mortgages, whose contracts will be renegotiated next month, are in for the worst of the unpleasant surprises: their house down payment will increase significantly.

This is because the overview of the contracts of those with a home loan is based on the average of the respective Euribor for the previous month, which it uses as an index. And in September, both the three-month-old Euribor, and the six-month-old, and the 12-month-old Euribor behaved the same way: they grew a lot. This is, in fact, the first time that the effect of positive euribor rates will be felt. This leads to an increase in the payment in October, which may exceed 200 euros.

But the bad news doesn’t end there, as these values ​​are expected to continue rising in the coming months. This is because the Euribor rates are closely linked to the changes in interest rates made by the European Central Bank, and this Wednesday the body controlled by Christine Lagarde. gave an indication of a new increase in October, which may reach even 0.75 points.

See also  Tesla Model Y will start shipping to Portugal in the next few days

Increases from 95 to 200 euros

Contracts indexed to the six-month Euribor, which make up the largest share of home loans in Portugal, will for the first time feel the impact of the rate in positive territory, where it has remained since June 6. And this is the second review this year.

This means that for a loan of 150 thousand euros for 30 years with a spread of 1% and an average Euribor rate for September, the monthly payment will be 600.51 euros, which is 146.44 euros more than has been paid since the last loan review. . Corresponds to an increase of 32%.

The six-month average Euribor rose from 0.466% in July to 0.837% in August, and in September it stands at 1.596%. The six-month Euribor has been negative for six years and seven months (from November 6, 2015 to June 3, 2022).

installment in October

150 thousand euros, 30 years, spread 1%

Euribor 6 months

pays

454.07

go pay

600.51

Increase

146.44

Those who have contracts indexed to 12-month Euribor and who will experience an increase in interest rates for the first time in 2022 will experience a larger increase. Since the contract is renegotiated from year to year, its holder will have to pay plus 201.72 euros in installments at home when you have to deliver 651.16 euros to the bank. In the last 12 months I have paid 449.44 euros. Corresponds to a 45% increase.

After soaring to 0.005% on April 12, positive for the first time since February 5, 2016, the 12-month Euribor has been above 0% since April 21. Its average also rose from 0.992% in July to 1.249% in August. And in September, the average figure is already at the level of 2.33%.

See also  Electric vehicles. Here are the charging stations that guarantee a full battery charge in 15 minutes (much the same as modern fuel pumps).

installment in October

150 thousand euros, 30 years, spread 1%

Euribor 12 months

pays

449.44

go pay

651.16

Increase

201.72

On the other hand, in contracts indexed to the three-month Euribor, the effect will be smaller, but closer to one hundred euros. The amount will rise to 561.96 euros, which is 95 euros more than in July. The increase corresponds to an increase of 21%.

This year, this is the third upward revision of this type of contract, they were paid another six euros in April and another 17 euros in July.

The three-month Euribor was negative between April 21, 2015 and July 13, 2015 (seven years and two months). The three-month average Euribor rose from 0.037% in July to 0.395% in August and currently stands at 1.011%.

installment in October

150 thousand euros, 30 years, spread 1%

Euribor 3 months

pays

466.10

go pay

561.96

Increase

95.86

Euribor began to rise more significantly since February 4, after the European Central Bank (ECB) admitted that it may raise key interest rates this year due to rising inflation in the eurozone, a trend that has accelerated with the start of Russia’s invasion of Ukraine.

Christine Lagarde thinks the ECB needs to act “whatever you can do” return “inflation to 2% in the medium term,” the ECB president stressed at an event in Frankfurt this Wednesday.

According to Lagarde, if the bank does not go for a new increase in interest rates, the consequences for the economy will be more serious than the increase in the cost of credit. “Our goal is not to slow down growth, our main goal is to ensure price stability. This is what the ECB needs to achieve,” he added.

See also  The ECB will set a marginal yield spread, which will activate a new tool - Monetary Policy

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Economy

mango. If you want to buy this set, you must be on the waiting list.

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mango.  If you want to buy this set, you must be on the waiting list.

HAda is more elegant than the “set of twins”. With just two parts, you can create an image without spending a lot of money and get an elegant result. And we’re not the only ones who think so, at least given the virtual queue created for the Mango suit, one of the most coveted sets of the season.

Read also: I had no time! One of the most coveted dresses has arrived at Mango Outlet

Sweater and pencil skirt in chunky jersey with lozenges are perfect for any occasion. It reveals both a more practical side when worn with sneakers, and a more elegant side with high boots or ankle boots.

Read also: Follow fashion trends with these six pieces of clothing.

The two parts are part of the Committed collection. This means that they have been produced using fibers and/or sustainable manufacturing processes that help reduce environmental impact.

Both are available in XSS and XXL sizes. The sweater costs €35.99 and the skirt €29.99. Invoices made gives a total of 65.98 euros.

Check out the gallery above!

Read also: Start Saving Now For These 35 Cozy Things You’ll Want To Buy

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See also  Tesla Model Y will start shipping to Portugal in the next few days
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