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Changes from 2022



Changes from 2022

2022 will bring news for Via Verde users: some services will cease to exist and others will appear. And there are even those who criticize the new price list, claiming that this is “abuse.”
Nascer do SOL tried to understand with Via Verde – a company owned by Brisa – what the major changes will be and how things will work from 2022. To begin with, Via Verde Leve, Via Verde Livre and the terms of the annual lease will be abolished, which will be converted to other ones, Via Verde Autoestrada and Via Verde Mobilidade. Both annual and monthly subscriptions.

At Nascer do SOL, a Via Verde spokesman explained that the first option is focused “mainly on the electronic toll service”. In addition, customers will be able to activate other mobile services if they wish. Via Verde Autoestrada will cost 49 cents per month or 5.75 euros per year.

Via Verde Mobilidade, on the other hand, is in line with the new, more complete and wider range of mobile services offered by Via Verde. It will cost 99 cents per month or 11.50 euros per year. And there are various services here such as electronic toll collection, delivery at Galp filling stations, parking in parks or on the street, Troia-Setúbal or Setúbal-Troia ferries, Farma Drive and MC Drive. There is also Via Verde Electric, a service via the Via Verde app that allows users and customers to access any charging station on the Mobi network. And charge your electric cars.

Basically, customers who choose the first mode will continue to pay the same amount they have paid so far, but they can only use the service to pay tolls. If they need access to other services, they will have to pay Via Verde an additional 50 cents a month.

And starting in April next year, Via Verde will introduce “more benefits and more benefits” for Via Verde Mobility, which have not yet been announced.

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This method has another version, called Via Verde Mobilidade Leve, and is for casual customers where the customer only pays a monthly fee for the months they use it. It will cost € 1.25 per month.
But be careful: “All of these prices are in electronic format because they are cheaper than what the buyer receives on paper,” explains a source on Via Verde.

There is more news. From January 5, 2022 to March 2022, customers will be able to take advantage of the trial period. What does it mean? “During this period, prices for customers who have switched to the new conditions do not increase. A person is given a probationary period of three months to find out which method best suits their needs, ”explains a source on Via Verde.

The new price list will only come into force on April 1, 2022. But for an old Via Verde customer who has subscribed to one of the modalities to be discontinued and converted to the new modality, what will be charged on April 1st: 2022? It depends on the billing cycle. “The rule is that the new prices of the new conditions, which will take effect from April 1, 2022, and apply only to new Via Verde customers from April 1, 2022, or to old customers from the date of your renewal. will take place after April 1, 2022, ”the same source guarantees.

Thus, for a person who joins the annual Via Verde Mobility on February 1, for example, he will be in a trial period and will therefore pay 5.75 euros. But since you are paying an annuity, only from February 1, 2023 you will start paying 11.50 euros.

Aware of the confusion created around this issue, the company explains: “The new terms effective January 5th apply only to customers, new or those who have been transitioned to new transformations. Whoever bought the ID strictly enforces nothing. You will continue to use it on the same terms until you have to replace it. ”

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Also, starting in January next year, Via Verde will no longer sell identifiers. The rationale relates to the market trend towards an increase in the number of digital service subscriptions through subscriptions. Lifetime ID warranty included with subscription.

Via Verde also recalls that it has sent 1.3 million emails to customers who have joined Via Verde in one of three subscription modes that will no longer exist, informing them that they will be converted to new subscription modes, guaranteeing that customers that within three months, there will be no price increase.

but on the other hand

Who was dissatisfied with this change was Deco Proteste, who already said that “a 50% price increase is an abuse of exclusive rights.”

Asked by Nascer do SOL if these changes would confuse users, Tito Rodriguez, a lawyer at Deco Proteste, first said: “Let’s clarify and simplify the ‘simplification’ that Via Verde wanted to promote through the restructuring of its tariff. “. And he explains that until today, whoever hired Via Verde had access to all the services that Via Verde provides, such as paying tolls, parking lots and fuel pumps, and paid € 0.99 a month, remembering that from January 5 “you will pay 50% more for the same set of services (that is, you will pay 1.49 euros per month). This is simple “. And he adds: “But for those who just want to pay the fare – an option that, according to Via Verde Portugal itself, is not the majority – Via Verde has created a special tariff, the starting price of which (0.99 € / month) is the previous one. the price. Via Verde all inclusive.

The lawyer also gives other examples and recalls that until today Via Verde offered two main options: “Obtaining an identifier (unit cost € 32 or € 26.50 for those who adhere to the electronic application) or subscription to a subscription with two tariff options – Via Verde Livre (billed every month at € 0.99 per month) and Via Verde Leve (billed only for months of use at € 1.20 per month) ”. And realizes that with this restructuring “Via Verde is increasing the cost of its two subscriptions by 50% (now called Via Verde Mobilidade and Via Verde Mobilidade Leve), creates a subcategory that gives access only to toll payments (Via Verde Autoestrada). and excludes the possibility of obtaining an identifier “.

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According to Tito Rodriguez, “this latest decision will force all (almost) 3 million users to subscribe to a more or less complete set of services that many do not want.” And so he argues that “it is economically understandable given that if the useful life of an identifier varies from 5 to 7 years, when we understand that the annual cost (€ 5.33 / year or 4.41 / year with electronic statement) is clearly more advantageous than the current offer (which will always cost € 17.88 / year or 11.88 / year with electronic statement) “.

But can Via Verde lose users? Tito Rodriguez is authoritative: “Consumer resistance to this abuse of exclusivity is already being felt.” And he ensures that Deco Proteste has received thousands of contacts from consumers “unhappy with this commercial insensitivity of a brand that is operating in an alarmingly competitive situation, given that it has no competitors.” Deco Proteste asked the Competition Authority “to understand if this body maintains its understanding of 2010 when it did not oppose the merger of Via Verde Portugal with Brisa and Ascendi, given that there were no unwanted anti-competitive effects at the time, neither horizontally, nor vertically, with the indicated concentration. “

And he argues that “the behavior of a company with such indifferently expressive growth makes it clear that we may face a real abuse of exclusivity and that the European Directive aimed at ensuring interoperability of toll systems is not enough.”

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Inflation Forces Government to Adjust Pension Increases – Social Security



Inflation Forces Government to Adjust Pension Increases - Social Security

The government has abandoned its pension boost formula, which would have resulted in more than 8% for the vast majority of pensioners, but in light of the commitments it has made, it will have to revise legislation providing that most pensions (up to about 960 euros) rose by 4.43% in January..

The executive branch said that the amount of half of the pension paid in October (corresponding to 3.57% of the annual pension amount), added to the increases determined for January, ensures that pensioners do not live to the end of next year with less liquidity. they would be if the formula (although they have been losing money since 2024).

It turns out that the legislation takes into account not only the dynamics of GDP over the past two years, but also the average inflation, excluding housing, recorded in November, and both of them exceed expectations at the time of the calculations in September.

Latest GDP estimates (confirmed today) indicate an average growth of 4.78%, above the 4.5% considered by the Government. And average non-housing inflation in November was 7.46%, according to the INE’s first estimate, above the 7.1% considered by the executive.

This means that, mainly due to inflation, in the case of the lowest pensions, it may be necessary to add four or five tenths to the government’s forecast of 4.43%, thus bringing the nominal growth in January closer to 4.8%. or 4.9%. The values ​​are not exact, since it is enough to round the average GDP to tenths or hundredths for the output to change slightly. Pension increase at the first pillar yes, round to tenths.

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This is due to the fact that in a normal situation, with growth above 3%, updating pensions to IFRS 2 would correspond to 20% of average GDP (0.96 points) plus the value of the average CPI excluding housing in November (7.46 points), but the Government now removes the amount of the emergency supplement corresponding to the half board already paid in October (3.57 points).

In the case of a pension of 500 euros, for example, an increase of approximately 24.2 euros will be applied. The difference guaranteed by the correction compared to what the government has already announced is 2.7 euros per month.

Similarly, pensions between IAS 6 and 12 could increase by four tenths (in addition to the 4% forecast, to 4.49%) and then, to IAS 12, by 3.5 tenths (to 3.89).

Nothing will prevent the executive branch, which has the majority, from amending its own law. At the proposal of the PS, an amendment to the Law on the State Budget for 2023 was approved, which authorizes the Government to make corrections by its decree.

Negosios has reached out to the Ministry of Labor and Social Security (MTSSS) for comment and is awaiting a response.

The Social Assistance Index (IAS) will also rise

Although it was announced that the Social Assistance Index (IAS) would rise by 8% next year, the government has not repealed the law which stipulates that this index, on which a number of social benefits depend, is calculated in the same way as the first pillar. pensions: 20% of GDP plus average inflation in the absence of housing at the end of the year (confirmed, this will be November).

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The Department of Labor has already assured Business that it will also update IAS to comply with the legal terms. Thus, if the current figures are confirmed, this figure could increase by about 8.4% instead of the declared 8% to 481.09 euros in 2023.

The IAS depends, for example, on the minimum and maximum amount of the unemployment subsidy, the amount of the social unemployment subsidy and the updated levels of various benefits, including pensions. This should also depend on the RSI value, a legal rule that has been forgotten in recent years.

The news was last updated at 12:49 pm with estimates slightly adjusted for a new average calculated from today’s GDP data. The IAS value has been adjusted to EUR 481.09.

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Waterline of Wall Street and Europe with news from China – Markets in a Minute



Red tide in Europe.  Eurozone interest rates worsen – markets in a minute

Euribor climbs three and six months to new highs in almost 14 years

Euribor rates rose today to new highs since the beginning of 2009 in three and six months and remained at the level of 12 months, but also at the maximum level.

The six-month Euribor rate, most used in Portugal for home loans and entering positive territory on June 6, rose today to 2.442% plus 0.006 points, a new high since January 2009.

The six-month average Euribor rose from 1.596% in September to 1.997% in October.

The six-month Euribor has been negative for six years and seven months (from November 6, 2015 to June 3, 2022).

The three-month Euribor, which entered positive territory for the first time since April 2015 on July 14, also rose today, setting a new high since February 2009 at 1.984% plus 0.030 points.

The three-month Euribor was negative between 21 April 2015 and 13 July last year (seven years and two months).

The three-month average Euribor rose from 1.011% in September to 1.428% in October.

For 12 months, Euribor has not changed today as it was once again set at 2.892%, the same value as on Monday and the highest since January 2009.

After rising to 0.005% on April 12, positive for the first time since February 5, 2016, the 12-month Euribor has been in positive territory since April 21.

The average Euribor rate for 12 months increased from 2.233% in September to 2.629% in October.

Euribor began to rise more significantly from February 4, after the European Central Bank (ECB) admitted that it could raise key interest rates this year due to rising inflation in the eurozone, and the trend accelerated with the start of the Invasion of Ukraine on February 24.

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On October 27, to curb inflation, the ECB raised three key interest rates by 75 basis points, the third consecutive increase this year, after raising three interest rates by 50 basis points on July 21. growth after 11 years, and on September 8 by 75 basis points.

Changes in Euribor interest rates are closely linked to increases or decreases in ECB key interest rates.

Three-, six- and 12-month Euribor rates hit record lows respectively: -0.605% on December 14, 2021, -0.554% and -0.518% on December 20, 2021.

Euribor rates are set at the average rate at which a group of 57 eurozone banks are willing to lend money to each other in the interbank market.


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OBSERVATION | Mercadona opens store in Alverca and recruits staff



OBSERVATION |  Mercadona opens store in Alverca and recruits staff

Supermarket company Mercadona is set to open a new store in Alverca do Ribatejo next year and is recruiting 65 full-time and part-time employees.

The company said in a statement that the job offer already reflects the salary update that the company will apply from January 2023, which will see the starting salary of its employees in Portugal at €12,410 per year. Mercadona promises employees a salary increase with an annual increase of 11 percent, which allows them to achieve a monthly salary of 1414 euros gross (including twelfths) for a maximum of 4 years of service. In addition, employees also receive an annual goal-based bonus, which corresponds to an additional salary in the first 4 years and two additional earnings in subsequent years.

“Mercadona continues to focus on job creation and for this reason the new offerings support the drive to build a team focused on excellence and service, highly motivated and aligned with the company’s vision. To this end, in addition to an attractive salary and a permanent contract from day one, Mercadona offers its employees the opportunity to develop within the company.

Mercadona has a differentiated HR policy that focuses on career building, salary growth, equity and internal promotion, “which is one of the main ways to evaluate and create development opportunities.”

Those interested in applying can do so on the Mercadona website under the Jobs section. The company opened its first supermarket on July 2, 2019 in Canidelo, Vila Nova de Gaia and currently has 38 stores in the areas of Porto, Braga, Aveiro, Viana do Castelo, Setubal, Santarem, Viseu and Leiria. In 2021, it achieved sales of 415 million euros and paid 62 million euros in taxes through the Portuguese company Irmãdona Supermercados, based in Vila Nova de Gaia. The year ended with a team of 2,500 employees and an investment in Portugal of 110 million euros. In order to share with the community a part of what it receives, in total Mercadona has already donated 670 tons of basic food in the first half of 2022 through its stores in Portugal.

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“These donations, which are equivalent to more than 11,000 carts, were for more than 30 social canteens, five food banks and other social institutions,” the company explains.

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