Connect with us


Deco Proteste recommends requesting an overview of premiums when renewing auto insurance – Economy



Deco Proteste recommends requesting an overview of premiums when renewing auto insurance - Economy

“While the exceptional regime is in force [atualmente de calamidade], we advise consumers, whose insurance companies did not revise the insurance premium on the day of renewal of auto insurance, to contact them and ask for it, ”defended the economist Deco Proteste Monica Diaz, noting that they do not exist in the country. , guarantees a reduction in the cost of the premium, since the insurer is “not obliged” to do so.

Just as the rise in the number of road accidents makes car insurance more expensive, the reduction in premiums is due to the reduction in road accidents that have been reported worldwide for more than a year since the registration of cases of covid-19 infection. which has caused complaints from motorists asking for reimbursement or compensation.

In Portugal, insurers such as Zurich and Fidelidade announced initiatives in May 2020 to adjust customer premiums for reduced claims, following major North American partners to provide customers with automatic reimbursement based on the updated value of a commercial vehicle.

Fidelidade announced more than € 20 million in car insurance premium reductions for private customers and small businesses after seeing a 65% reduction in road accidents during the state of emergency.

Also last year, the insurance supervisor (ASF) provided guidelines for the interpretation of exceptional government measures to support policyholders and encouraged insurers to be flexible and facilitate agreements between the parties on the most favorable treatment for the policyholder (private) so that subsequently or fractional payments of insurance premiums , reduction of premium prices or even suspension of collection.

See also  The postcard arrived in Michigan nearly 100 years after it was mailed.

At the same time, a group of businessmen, professors, lawyers or leaders of associations issued a bill allowing owners of liability insurance companies to demand a 10% reduction in premiums, using an exclusive regime approved by the government.

For insurers who did not take advantage of any reduction in the insurance premium, at the insurers’ initiative, the Proteste economist recommends “ask the insurer, but during the extension of the insurance”, because the law does not oblige them to return the already accrued premium, but allows the parties to renegotiate the insurance contract.

Between May 13, 2020 and February 28, 2021, the pandemic caused insurers to cut insurance premiums by 5.2 million contracts, most of which were in the field of insurance. auto insurance (2.4 million).

Also, in about 5.6 million policies, most of which are auto insurance (3.5 million), the duration of compulsory insurance coverage was extended by 60 days.

“The awards have been cut by approximately 1.3 million contracts, which cover activities that have been suspended or substantially curtailed, or whose businesses have been closed due to exceptional and temporary measures taken in response to the pandemic,” ASF explained in a statement. from April 1. referring to measures to support companies with reduced billing rather than private policyholders.

Continue Reading
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *


Everything has been delivered. 10 Bugatti Centodieci are already in the hands of the owners



Everything has been delivered.  10 Bugatti Centodieci are already in the hands of the owners

OAll Bugatti Centodieci have been delivered, the Molsheim-based brand said on Monday. Cristiano Ronaldo received the number 07 in October this year. and Bugatti has now revealed that the latest unit – #10 – is already in the possession of its owner.

“The Centodieci combines all the values ​​of the Bugatti brand in an extraordinary package: rarity, innovation, heritage, craftsmanship and unrivaled performance. The production batch of 10 units was so in demand by our customers that it was sold before the Centodieci. was even officially presented,” said Christophe Piochon, president of Bugatti.

This latest example is finished in Quartz White with carbon fiber trim on the bottom and matte grilles. The brake calipers are painted in Light Blue Sport, as is the logo on the rear that refers to the EB110, the iconic Bugatti model that inspired this Centodieci. Inside, the predominant color is also blue, as you can see in the images above.

This block is powered by the same block as the other nine instances. The 8.0-liter W16 with four turbines is capable of developing 1600 hp. In terms of performance, this allows the Centodieci to hit 100 km/h in just 2.4 seconds and reach a top speed of 380 km/h.

Recall that each unit costs the owners eight million euros before taxes.

Read also: We already know when the Bugatti Centodieci fell into the hands of Ronaldo.

Continue Reading


The first Dacia hybrid. “The cheapest hybrid family on the market”



The first Dacia hybrid.  "The cheapest hybrid family on the market"

BUT Dacia revealed this Monday that the hybrid engine has been available since March on the Jogger, the Romanian brand’s model known to be available with a seven-seat variant.

The Jogger Hybrid 140, Dacia’s first hybrid, will hit dealerships in March, but customers can expect and order it as early as January.

The price has been revealed by Dacia and since it’s only available in the seven-seater SL Extreme, it starts at €28,800. The brand claims it is “the most affordable hybrid family car on the market.”

Available in six existing colors to celebrate the launch of this hybrid, there will be a slate gray version, as you can see in the images above.

Equipped with a 1.6 liter four-cylinder petrol engine with 90 hp, the Jogger is also powered by two electric motors (a 50 hp engine and a high-voltage starter-generator). The total power is 140 horsepower. The electric transmission is automatic, four-speed, connected to an internal combustion engine, and two speeds are connected to an electric motor. This combined technology was possible, according to Dacia, only due to the lack of clutch.

Combined with the energy recovery levels of the 1.2kWh (230V) battery pack and the efficiency of the automatic transmission, regenerative braking delivers all-electric traction on 80% of urban journeys and saves up to 40% of fuel compared to a combustion engine vehicle.

Read also: Dual-fuel Dacia Jogger Eco-G. We tried 5 seater and LPG…

Continue Reading


See how Tesla tests its electric Semi truck in the worst-case scenarios



Tesla Semi camião elétrico testes

Tesla has finally been able to bring its long-awaited Semi to market. This electric truck promises to revolutionize transportation and bring all the unique characteristics of this type of electric vehicle to this class of vehicles.

Now that the first units have been delivered, there is hope that they will finally be mass-produced and reach more transport companies. With so many promises to be kept, a new video is now emerging showing Tesla testing its Semi truck under worst-case scenarios.

Tesla Semi is already on the market

Like all Tesla electric vehicles, Semi follows the same line of creating a unique design associated with a platform with the most modern technology available. The proof is in what was presented to the public and surprised most people.

To prove the quality of this new proposal, Tesla published in your LinkedIn account new video. In it, he reveals some of the testing he's done to determine the strength and quality of the Semi's design and its (potential) durability.

Tests to prove its durability

It has been revealed that the Tesla electric truck is subjected to numerous tests and its application in the worst scenarios that drivers may face. It doesn't stop at the ruggedness of the Semi's designs, but goes further and focuses on the motors and batteries themselves.

This is the proof that many have been waiting for to ensure that this new proposal is not limited to a lot of autonomy. Its resistance is great and will provide greater durability, further enhancing the Semi's value and performance.

See also  HEN stops supplying 3,900 consumers

high quality electric truck

Tesla has already showcased the Semi's quality with a video showing its truck driving roughly 500 miles on just one charge. The big news here is that he managed to make this long journey with a maximum load of about 37 tons.

Now Tesla remains to widely place the Semi on the market. At the moment, only a few companies have access to this new product, with a very long list of pending deliveries, who want to start mass-using this electric truck offering.

Continue Reading